COMMERCIAL AND WORKERS COMPENSATION INSURANCE

 

 

Commercial Insurance

 
It's common for businesses to have Business Owner Policies (BOPs), which cover the structure or building in which you do business. But what about your property within those four walls? You probably have computers, furniture, and inventory that won't be covered by your BOP.

This is where Commercial Property Insurance comes in. A typical Commercial Property Insurance policy will cover the property of your business that a BOP will not. New Horizon Insurance Services can compile a Commercial Property Insurance line to include coverage for:
 
 
• Contractors
• Commercial Construction
 
 
 
• Commercial Vehicles
• Commercial Property Insurance
 
 
 
• Workers Compensation Insurance
• Bonds
 
 
 
 
 

 
At New Horizon Insurance Services we specialize in providing our clients the lowest possible prices on general Liability Insurance, Contractor's Liability Insurance, Worker's Comp Insurance, equipment and tool coverage, Commercial Auto Insurance, excess policies, and of course, construction insurance – all without compromising on service. We can tailor coverage to your specific situation, and for smaller contractors we can even process coverage and usually send proof of Contractor's Insurance the same day.

Commercial Property Insurance is customizable in most cases, allowing you to provide more coverage for the things that truly matter to your business, and less coverage to the things that do not. Don't think you need Commercial Property Insurance coverage? Consider this: if a fire erupts in the building of your business and you lose your entire inventory, are you positive that your BOP provides enough coverage to replace it all? If someone breaks into your business and steals expensive equipment, are you positive your BOP provides enough coverage to replace it in full?

Contact New Horizon Insurance Services right away for a FREE quote and more information on Commercial Property Insurance. We are a business too, so we understand your complex needs and the importance of comprehensive Commercial Property Insurance.
 
 

Workers Compensation Insurance

 
 
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We know you'd never put your employees in unnecessary danger. You always try to protect your workers and your business from risks. But many business owners don't realize that it's a legal requirement to provide their employees with workers compensation coverage.

Workers compensation insurance is a type of insurance coverage that protects your employees in case of injury or disease during the course of employment. Policies can provide coverage for:
 
 
 
 
 
• Medical expenses
• Lost income/wages
 
 
 
• Rehabilitation costs
• Death benefits
 
 
 
• And more
 
 
 
 

 
For anyone who is classified as an employee, it is required by law to provide them with Workers Compensation coverage. If you do not offer it, you can be fined each day that you do not have it and face a felony charge with a mandatory prison sentence. Termination of an employee who is injured while working and/or who files a workers compensation claim is also illegal.

Having Workers Compensation Coverage can save you and your business from costly lawsuits and employee issues. Workers Compensation Insurance protects your business AND your employees, who are often times a huge part of the framework of a company. New Horizon Insurance Services can provide you with a coverage program that is specifically tailored to meet your needs. We can also provide you with a free workers compensation insurance quote. We have access to dozens of different companies and markets that make it easy to find you the most competitive price for your specific type of business. You'll be surprised at how much your business can save by choosing to place your policy with New Horizon Insurance Services; Contact us today!
 
 
 
HAVING WORKERS COMPENSATION COVERAGE CAN SAVE YOU AND YOUR BUSINESS FROM COSTLY LAWSUITS AND EMPLOYEE ISSUES. CALL US TODAY TO LEARN MORE ABOUT WORKERS COMP COVERAGE.